“We all want to save money, I hope,” the West Michigan woman explains. “I like to think of myself as a thrifty person, but I've noticed lately that it's too easy to just swipe a card (credit, of course) and not ever think of the actual money that's being exchanged. Really, the only place I have this problem is in the grocery store. It's easy to impulse buy.”
Leading off is a tip to use an envelope system.
“We recently implemented this after attending a financial planning series,” she wrote. “Set a budget for groceries, whether it's weekly, bi-weekly, or monthly. Withdraw that amount from your paycheck in cash and keep it in a secured envelope. Every time you go to the grocery store, use cash from the grocery fund, and tuck the receipts into the envelope after your purchase.”
Thomas also offers a bonus recipe for breakfast patties with her top five. Read the complete blog post here: “My top 5 money saving tips + bonus.”
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