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Oakes Agency

234 Washington
Grand Haven, MI 49417

Phone: 616.842.3440
Fax: 616.842.8451

Hours of Operation:
Monday - Friday: 8am-5pm

Service Area:
West Michigan, Grand Haven, Spring Lake, Fruitport, Ferrysburg, Norton Shores, Muskegon and the Lakeshore Area

Business Information

What We Do:

Insurance Providers - We are an independent insurance agency representing over 10 major companies- and can write your personal...commercial, property, casualty, life and health insurance.

Who We Are:

For Personal Lines Email:

• Rich Wheeler
• Mike Wheeler
• Ralph VanDuyn

For Commercial Lines Email:

• Ken Terpstra
• Ron Knoll

For Benefits Email:

• Brian Holman

Business Products:

Life insurance, annuities, long term care and disability income protection:

These are all products you will rely on many years into the future. Stability is the most important factor to consider when entrusting your future with a life insurance company. Will the company be around in 20, 30, 40 years to deliver on the promises you paid for?

Life... Home... Car... Business...

Auto-Owners Insurance has been providing insurance since 1916. We are represented by over 34,000 independent agents in more than 5,900 agencies in 25 states.

To find out more about our insurance products for life, home, car and business click on one of the links provided at the left.

Annuities and IRAs

Non-qualified deferred annuities are one of the best ways individuals have to set aside money on a tax-deferred basis.

IRAs are government approved qualified programs to help people plan and save for their retirement years. Many individuals have the option of choosing to invest in a "Traditional" IRA and the "Roth" IRA. Auto-Owners uses deferred annuities to fund either of these tax advantaged plans.

Auto-Owners Life Insurance Company has several annuity plans available.

Business Details

Year Founded: 1903

Business Accolades

• Appointed by Auto-Owners Insurance Company on April 1, 1919


• Oaks Agency Inc. was the 15th Agency to be affliated with Auto-Owners.

Since 1916 Auto-Owners has been a highly respected company. A.M. Best Company has affirmed the Auto-Owners Insurance Group rating of A++ (Superior), A.M. Best's Highest Rating Available. The ratings also acknowledge Auto-Owners' Strong market presence as one of the 25 largest property/casualty insurance organizations in the United States.

Product Services:

• Auto Insurance
• Home Insurance
• Boats Insurance
• Motorcycles Insurance
• Business Insurance
• Life Insurance
• Health Insurance

Since 1916 Auto-Owners Insurance:

has helped people with their insurance needs. We are dedicated to the independent agency system, offering our products through over 5,900 independent agencies in 25 states. Auto-Owners products are brought to you through caring, knowledgeable professionals, who live and work right in your community.

Insurance for...

• Homes
• Rental homes
• Mobile homes
• Condominiums
• Renters (contents)

Discounts for...

• Mature home owners and renters
• Multiple policies
• Protective devices:
  smoke alarms, dead bolt locks, fire extinguishers
• 100% replacement cost
• Seasonal dwellings
• Dwellings under construction
• Renovated or new homes

Optional Coverages Available...

• Jewelry
• Furs
• Boats
• Snowmobiles
• Golf and other sports equipment
• Personal computers
• Back-up of sewer or sump pump
• Food spoilage from power outage
• Flood
• Earthquake
• Personal umbrella liabilityIdentity Theft Expense Coverage